Fractional CFO services

CFO-level finance for founders who are not ready to hire one full-time.

We help SaaS and AI companies turn accounting into runway visibility, investor-ready reporting, and better operating decisions.

Book a SaaS finance diagnostic

Runway & scenario planning

Cash forecast, hiring plan, revenue scenarios, and burn multiple analysis.

Investor readiness

Board packages, fundraising models, KPI narratives, and diligence-ready financials.

Finance strategy

Pricing, gross margin, AI compute spend, department budgets, and operating rhythm.

Who this is for

Built for the finance problems SaaS and AI founders actually feel.

This is for SaaS and AI founders who need CFO-level judgment before they are ready to hire a full-time CFO.

You may be ready if:

You are preparing to raise capital in the next 6 to 12 months
You need a board-ready reporting package
You do not fully trust your runway forecast
Your hiring plan depends on revenue or fundraising assumptions
Investors are asking sharper questions about burn, margin, CAC payback, or retention
Your financial model does not connect cleanly to the way the business operates
You need help translating the numbers into operating decisions

Package path

How this service fits into the finance layer.

Use the package structure to see where this work sits today and what usually comes next as reporting, runway, and investor needs get more complex.

Pre-seed to seed

Clean Books

For early SaaS and AI companies that need accurate monthly accounting before finance becomes more strategic.

Best for

Pre-seed to seed companies
Founders who need reliable monthly accounting
Teams building a stronger finance foundation

Includes

Monthly bookkeeping
Bank and credit card reconciliations
Revenue and expense categorization
Payroll entries
Basic month-end close

Primary outcome

Reliable books that founders, tax preparers, and future finance layers can trust.

Upgrade trigger

Upgrade to Controller Layer when you need reporting discipline, SaaS metrics, deferred revenue tracking, or board-ready financials.

Book a SaaS finance diagnostic View monthly SaaS bookkeeping

Seed to Series A

Controller Layer

For SaaS and AI companies that need a reliable monthly close, reporting discipline, and SaaS-ready financial visibility.

Best for

Seed to Series A companies
Companies with increasing transaction complexity
Founders preparing for board reporting or fundraising

Includes

Monthly close process
Financial reporting package
SaaS metrics support
Deferred revenue and revenue recognition support
Budget vs actual reporting

Primary outcome

A monthly finance cadence that connects accounting, reporting, and operating decisions.

Upgrade trigger

Upgrade to CFO Layer when runway, fundraising, pricing, hiring plans, or board materials become critical.

Book a SaaS finance diagnostic View SaaS controller services

Seed to Series B Current layer

CFO Layer

For SaaS and AI founders who need CFO-level judgment before hiring a full-time CFO.

Best for

Seed to Series B companies
Founders preparing for fundraising
AI companies with compute, usage-based revenue, or margin complexity

Includes

Runway and burn planning
Forecasting and scenario planning
Investor and board reporting
Fundraising preparation
SaaS KPI, gross margin, and unit economics review

Primary outcome

CFO-level clarity for decisions that affect runway, fundraising, growth, and investor confidence.

Upgrade trigger

Move toward a full-time CFO when finance leadership becomes a daily operating requirement.

Book a SaaS finance diagnostic View fractional CFO support

Compare Clean Books, Controller Layer, and CFO Layer Book a SaaS finance diagnostic

Client fit

A fit when finance decisions are becoming strategic.

Fractional CFO support is useful when the numbers need to guide fundraising, hiring, pricing, runway, and board-level decisions.

A good fit

You are preparing for fundraising or investor updates
You need runway, burn, gross margin, and SaaS KPI visibility
You need board-ready reporting but are not ready for a full-time CFO
You want help with pricing, planning, scenarios, or hiring decisions
You need finance to support founder-level decision-making

Probably not a fit

You only need basic transaction processing
You are looking for annual tax preparation only
You do not need forecasting, reporting, or financial judgment
You are not willing to maintain a regular finance cadence
You want a CFO title without CFO-level operating involvement

What we deliver

Practical deliverables, not vague finance advice.

CFO services should make the numbers useful, not just organized.

Runway and cash planning

13-week cash forecast or monthly cash model

Board and investor reporting package

SaaS KPI package covering ARR, MRR, churn, NRR, GRR, CAC payback, gross margin, and burn multiple where available

Fundraising readiness support

Revenue, margin, and pricing analysis

Hiring plan and scenario planning

Finance roadmap by stage

Support preparing for investor conversations and diligence

First 30 days

Start by separating what can be trusted from what needs repair.

In the first 30 days, we usually focus on clarity.

We review:

Current financial statements and management reports
Runway model and cash visibility
ARR, MRR, revenue, churn, and retention logic
Gross margin and cost structure
Board reporting and investor update format
Hiring, revenue, and fundraising assumptions
Finance stack and reporting cadence

Outcome

A clear view of what can be trusted, what needs cleanup, and what finance decisions need better data before the next board update or fundraise.

FAQs

Direct answers before the diagnostic.

What does a fractional CFO do for a SaaS startup?

A fractional CFO helps a SaaS startup manage runway, fundraising preparation, board reporting, pricing decisions, SaaS metrics, and financial planning before the company is ready for a full-time CFO.

When should a SaaS startup hire a fractional CFO?

A SaaS startup should consider a fractional CFO when runway, fundraising, pricing, board reporting, or SaaS metrics start influencing major operating decisions.

How is a fractional CFO different from a controller?

No. A controller makes the numbers reliable. A fractional CFO uses those numbers to support forecasting, fundraising, board reporting, pricing, hiring, and strategic decisions.

Can Offset Partners help with fundraising preparation?

Yes. Offset Partners helps founders prepare the reporting, forecast, KPI package, and financial narrative investors expect before a raise.

What SaaS metrics should founders track before a board meeting?

A SaaS CFO should track ARR, MRR, churn, NRR, GRR, gross margin, CAC payback, burn multiple, runway, cash conversion, and board reporting metrics appropriate to the company's stage.

Next step

Need a CFO brain before a CFO hire?

We will review your runway, reporting, and fundraising readiness.

Book a SaaS finance diagnostic Explore resources